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The American purchase process is fast and transparent.

When selling a house to our clients we always use a Title Company.

What is a Title Company ?

A title company makes sure that the title to a piece of real estate is legitimate and then issues title insurance for that property.

The title company makes sure a property title is legitimate, so that the buyer may be confident that once he buys a property, he is the rightful owner of the property.

To ensure that the title is valid, the title company will do a title search, which is a thorough examination of property records to make sure that the person or company claiming to own the property does, in fact, legally own the property and that no one else could claim full or partial ownership of the property.

Once the title company is sure that the title is legitimate, they then issues title insurance for that property.

Title insurance proves a clean title and protects the buyer and/or owner against claims against the property.

Title companies also maintain escrow accounts — these contain the funds needed to close on the home — to ensure that this money is used only for settlement and closing costs, and conduct the formal closing on the home.

At the closing, a settlement agent from the title company will bring all the necessary documentation, explain it to the parties, collect closing costs and distribute monies.

Finally, the title company will ensure that the new titles, deeds and other documents are filed with the appropriate entities.

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